MIG

insBlogs Auto

HCAI Data: Most MIG Claimants Continue to Receive Some Treatment After Completing MIG Treatment
August 25, 2014 by Willie Handler
Although as many as 75% of claims are classified as strains and sprain and should fall under the minor injury definition, only a fraction of those claims receive MIG treatment only. A majority of those claims actually receive treatment within the MIG and additional treatment outside the MIG, likely when the MIG funding is used up. However, that is not to day that they are actually “escaping” the minor injury definition and cap. The average cost of treatment for strains and sprains is under $3,000.
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insBlogs Auto Legal Legislation / Regulation

Anxiety and Depression Does Not Necessarily Exclude One From The Minor Injury Definition
July 14, 2014 by Willie Handler
A recent FSCO arbitration case (by an ADR Chambers arbitrator), Lo-Papa and Certas Direct, determined that the existence of anxiety and depression following an accident does not necessarily exclude one from the minor injury definition or the $3,500 tre…
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